10 Tips That Will Help Drivers Save Money On Car Insurance

LOS ANGELES, Jan. 25, 2019 /PRNewswire-PRWeb/ -- Compare-autoinsurance.org has released a new blog post that presents 10 strategies for getting cheaper car insurance.

Although car insurance is dependent on the vehicle's inherent value and the state's legislation, there are many factors under policyholder's control. This blog explains which factors are under the client's control and how to get cheaper rates. Check the following tips:

    --  Bundle policies. Insurance companies with great financial power will
        offer to insure more than just the car and their online questionnaire
        will not forget to mention that. Policyholders who combine car insurance
        with home, renters or life insurance will receive a significant
        discount. The value of the discount varies by carrier with some carriers
        offering 5% discounts, while others offer as much as 20% discount.
    --  Purchase a multi-vehicle plan. Having all owned vehicles under the same
        contract will help drivers get better premiums than insuring them
        individually. The value of the discount increases with the number of
        insured vehicles. However, there is a limit to this number. Most
        carriers do not insure more than 5 cars under the same contract.
    --  Adjust deductibles. Increasing the deductibles will make car insurance
        lower. Make sure to adjust deductibles to a maximum sum that can be paid
        anytime. When getting online quotes it is really easy to adjust
        deductibles. The quote will be updated accordingly with the selected
        value.
    --  Drop full coverage on older cars. If the car is older than 10 years,
        keeping full coverage will make the owner overpay for coverage. A car's
        value usually decreases over time. Insurance companies use the Actual
        Cash Value when reimbursing clients. Visit Kelly Blue Book and check the
        current value of the cr.
    --  Keep a clean driving record. Avoiding traffic violations and accidents
        is a good way to keep premiums under control. Seek ways to expunge older
        traffic violations. A specialized lawyer may be needed. Keep in mind
        that insurance companies offer a no claim bonus for every year in which
        the driver did not commit or has been involved in an accident.
    --  Drive a safe car. A car with good safety rating will be easier and
        cheaper to insure. Look for annual crash-test ratings and NHTSA safety
        rankings. Lots of new models are fitted with latest sensors and accident
        prevention systems. .
    --  Install extra safety and anti-theft devices. This will improve the
        safety rating and will significantly lower the comprehensive car
        insurance premiums. Plus, it will help police officers recover the
        stolen cars. There is a huge market for these devices. Make sure to pick
        only the best.
    --  Enroll in a defensive driving course. Insurance companies can offer or
        suggest a defensive driving course. The client will improve his driving
        skills and will get a discount. Many online questionnaires ask drivers
        (especially the young ones) if they have participated in courses
        provided by the local DMV or they are willing to participate in
        defensive driving classes.
    --  Scan the insurance market periodically. It is recommended to get car
        insurance quotes at least once every 6 months and check the average
        premiums costs. Being permanently aware of the average costs will help
        drivers to avoid overpaying. Some insurance companies practice a
        marketing tactic called "price optimization". Basically, they rely on
        drivers to stay with a single company and not check the market. Loyal
        drivers are "rewarded" with more expensive premiums.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org

SOURCE Compare-Autoinsurance.org