Top Car Insurance Discounts Any Policyholder Should Try To Obtain

LOS ANGELES, April 10, 2019 /PRNewswire-PRWeb/ -- Cheapquotesautoinsurance.com has released a new blog post that presents the top car insurance discounts any policyholder should try to obtain.

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Car insurance discounts make a policyholder's life easier. The good news is that there are many discounts available on the market. But each company has its own rules for obtaining them. So, always ask the insurer to provide a list with offered discounts and requirements. Furthermore, drivers can check if they qualify for some discounts when using online quotes.

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    --  Bundling discounts. When combining multiple insurance types or insuring
        multiple vehicles under the same contract, the policyholder will get a
        discount. The value of the discount varies by insurance company.
        Generally, the more business the policyholder brings to the company, the
        bigger the discount will be. In the case of multi-vehicle plans, the
        maximum number of insured cars is capped, usually to maximum 5 cars.
        Multi-vehicle plans are recommended to families that own multiple cars.
    --  Defensive driving discounts. Drivers can get an insurance discount for
        studying well and passing defensive driving exams. However, they will
        get discounts only if they graduate in approved courses. Insurance
        companies offer this type of courses, so always check first if the
        current provider offers defensive driving courses.
    --  Safety gear discount. Having the right safety equipment can trim
        insurance costs. The list of eligible items for this discount includes
        immobilizers, lane departure systems, hi-quality airbags and seatbelts,
        head and kneed protection. Aftermarket parts and factory-installed
        safety gear may be eligible for this discount. Talk more with the
        insurance company.
    --  Low mileage discount. Being less exposed to accidents will significantly
        lower insurance costs. The rule for obtaining this discount is simple:
        drive less than a certain number of miles. Each company may have a
        different mileage threshold.

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