Jul 25, 2019   SOURCE: PR NewsWire

High-Risk Drivers Can Save Car Insurance Money If They Promote to Standard-Risk Status

LOS ANGELES, July 25, 2019 /PRNewswire-PRWeb/ -- Compare-autoinsurance.org has launched a new blog post that explains how drivers can save car insurance money by moving from the high-risk driver status to standard-driver status.

For more info and free quotes, visit https://compare-autoinsurance.org/how-can-you-move-from-the-high-risk-driver-category-to-standard-driver-category/

Car insurance companies are analyzing multiple factors to determine the risk profiles of their customers. Drivers that are categorized as high-risk will have to pay the highest insurance premiums. To get rid of the high-risk label, drivers can do some changes in certain areas.

Drivers that want to promote to the standard-driver category should know the following: 

    --  The high-risk status period duration. Depending on the reason why
        someone is seen as a high-risk driver, this status will remain active
        for a period that is between several months and a few years. Drivers can
        be considered high-risk for various reasons. This status is usually
        obtained by drivers that have several traffic tickets, drivers that were
        at-fault in one or more accidents, or drivers convicted for DUI. To be
        promoted to the standard-risk, drivers will have to maintain a clean
        driving record for at least three years.
    --  Other factors that can make drivers to be considered high-risk. Drivers
        can be considered high-risk from other reasons that are not related to
        their driving records. Drivers that own expensive vehicles like muscle
        cars, limousines, or exotic sports cars are considered high-risk even if
        they are not bad drivers. Persons that have poor credit score are seen
        as high-risk for their increased chance of filing a claim. The lack of
        driving experience will place young and new drivers in the same
        high-risk category. Finally, drivers that have insurance lapses will
        also be labeled as high-risk.
    --  Important things to remember. Comparing insurance quotes is very
        important for high-risk drivers. Certain insurers might label a driver
        as a high-risk, while at others the same driver is seen as a
        standard-risk. To lower the chances of being labeled as high-risk,
        drivers can improve their credit score, buy a safer vehicle, or they can
        enroll in a defensive driving course. The high-risk driver status Is not
        permanent and drivers will eventually get rid of it.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

SOURCE Compare-Autoinsurance.org