What Is Accident Forgiveness And Why Drivers Should Purchase It

LOS ANGELES, Aug. 23, 2019 /PRNewswire-PRWeb/ -- Carinsuranceplan.org has launched a new blog post that explains how accident forgiveness can help drives save car insurance money.

For more info and free quotes, please visit https://carinsuranceplan.org/what-is-accident-forgiveness-and-how-it-can-help-you-save-car-insurance-money/

Accident forgiveness is an option that will forgive one at-fault accident of the policyholder. Drivers that have this option active in their insurance policy will be protected from a premium increase in case they are at-fault in a car accident. Although the premiums will stay the same, the at-fault incident will still appear in the driving records.

Before acquiring accident forgiveness, drivers should know the following:

    --  It has limited availability. This option is not offered by all car
        insurance companies. Besides that, in some states, accident forgiveness
        is forbidden by local legislation. Drivers that want this option should
        contact their providers and check if it's available in the state they
        live and how they can obtain it.
    --  It varies from one insurer to another. Some insurance providers will
        offer this option for free to their new customers or to the customers
        that decide to renew their insurance policies. However, other insurers
        will sell this option for a monthly fee. In all cases, drivers that are
        at-fault in a DUI accident are excluded from this option.
    --  It can forgive multiple at-fault accidents. The majority of car
        insurance providers are offering an accident forgiveness option where
        one at-fault accident is forgiven. Some insurers can offer options where
        multiple at-fault accidents can be forgiven.
    --  Drivers can avoid a penalty. For drivers, it would be ideal to not get
        involved in car accidents. However, a driver gets involved in a car
        accident once every 17.9 years. It can happen to anyone. Even if someone
        considers to be the safest drivers on the road, it can only take a few
        moments for an accident to happen. The good thing about accident
        forgiveness is that the driver is not penalized for that moment.
    --  Disadvantages. Accident forgiveness does have some disadvantages. One
        disadvantage is the fact that the program is not free for everyone, and
        some insurers will ask for a monthly fee. Another disadvantage is that
        the driving record will stay the same even if the insurer forgave the
        driver. In this case, drivers that switch their insurers will be
        penalized from the beginning because of that at-fault accident. Lastly,
        in some cases, accident forgiveness can be completely useless for
        drivers that cause severe accidents. In these cases, the insurers might
        decide to drop the policyholder.

For additional info, money-saving tips and free car insurance quotes, visit https://carinsuranceplan.org/

Carinsuranceplan.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

SOURCE Carinsuranceplan.org