Cheap Car Insurance 2020: Seven Tips For Getting Affordable Coverage

LOS ANGELES, Feb. 5, 2020 /PRNewswire-PRWeb/ -- Car insurance rates are determined after analyzing multiple factors, including car model, driving history and ZIP code. While some factors, like state legislation, are beyond driver's control, other rating factors can be modified and bring the costs down. Find out how to get better premiums:

    --  Use online car insurance quotes. Brokerage websites are recommended to
        complete car quotes. Make sure you complete the same information on all
        the questionnaires. After you received at least three car quotes, start
        analyzing them in order to find the most advantageous deal. Also, check
        all available discounts offered by each insurer.
    --  Purchase higher deductibles. Deductibles are the money paid by the
        policyholder before the insurance policy kicks in. By raising
        deductibles, the policyholder will lower his premium rates.
    --  Keep a clean driving record. A driver with no traffic tickets and no
        accidents for a number of years is eligible for a safe driver discount.
        Most insurance companies will lower premium rates after three years of
        clean driving, while other insurers will wait even five years to provide
        this discount. Usually, this discount will lower insurance rates by
        10%-20%.
    --  Carefully select the car model. Factors like the likelihood of theft,
        costs to repair and safety record, determine the price of the insurance
        rates. Safety and anti-theft devices also play a significant role in
        determining the premium of a vehicle
    --  Keep a good credit score. Insurance companies calculate rates based on
        how good or bad is a person's credit score. Drivers with bad credit
        scores will pay higher insurance rates. Improve credit score by using
        balance transfer credit cards of short term loans with a credit union.
    --  Consider dropping full coverage. If the car is worth less than ten times
        the premium, having full coverage may not be cost-effective. Auto
        dealers and banks can tell you how much your car is worth it.
    --  Pay annually. Drivers can save even 10 percent form their premium, by
        choosing to pay the whole insurance once. In that way, they will no
        longer pay monthly administrative fees.

For additional info, money-saving tips and free car insurance quotes, visit http://compare-autoinsurance.org

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

SOURCE Compare-Autoinsurance.org