When Should Drivers Shop Online For Car Insurance - New Guide

LOS ANGELES, Oct. 16, 2019 /PRNewswire-PRWeb/ -- Compare-autoinsurance.org has launched a new blog post that explains when is the best time to compare car insurance prices online.

For more info and free car insurance quotes online, visit https://compare-autoinsurance.org/when-its-recommended-to-shop-for-online-car-insurance-quotes/

Each insurance company has its own algorithm for determining premiums. For a company, a person might be considered high-risk, while for another insurer the same person represents a standard driver.

Policyholders should take into consideration the following aspects:

    --  Insurance rates change frequently. Insurance companies tend to change
        their rates often. It's important to search the insurance market
        regularly, and when the prices are low, apply for an offer. Depending on
        where the driver lives, insurance companies will raise insurance prices
        just before the "dangerous" periods in a year. For example, insurers
        will raise prices just before winter, so it's recommended to buy
        insurance several months before winter arrives.
    --  The credit score has been improved. In many states, where the law allows
        it, the driver's credit score is an essential factor in determining
        his/her insurance rates. Good and excellent credit scores lead to
        significantly lower insurance rates, while poor and low credit scores
        can substantially increase the policy rates.
    --  Insurance legislation has changed. Each state has its insurance laws and
        requirements. These laws can be changed anytime and can have a direct
        impact on costs.
    --  Drivers have maintained clean records for at least six months.
        First-time drivers and those that have a long lapse in their coverage
        history are seen as high-risk drivers by the insurers and have to pay
        high insurance rates. To pay less, these high-risk drivers need to
        maintain a clean record for the first six months at least. Their policy
        rates will decrease even further if they manage to keep a clean record
        for years and gain the trust of the insurers.
    --  Important life events. Some major personal changes can impact rates.
        Moving to a better neighborhood, getting married, retiring, or getting a
        job closer to home have a positive impact on your insurance policy.
        Moving to a high-crime zone, getting a teen driver on the family policy,
        or provoking car accidents can have a negative impact on car insurance
        rates.
    --  Shop before renewal time. Many insurers offer discounts that are up to
        10%, if the driver switches to them just one week before the current
        policy expires.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

SOURCE Compare-Autoinsurance.org