Car Insurance 2020 Basics: What Is Personal Injury Protection Coverage?

LOS ANGELES, Jan. 20, 2020 /PRNewswire-PRWeb/ -- Compare-autoinsurance.org has launched a new blog post that explains the benefits of personal injury protection car insurance coverage.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/basics-of-personal-injury-protection-coverage/

Nowadays, drivers have multiple coverage choices and they can customize their insurance policies how they want in order to obtain an insurance plan that can satisfy their needs. Personal injury protection, or PIP for short, is one of those choices that drivers are recommended to purchase. Furthermore, PIP insurance is mandatory in many states. PIP insurance will cover the medical expenses of the policyholders and their passengers if they got injuries resulted from a car accident, regardless of who is at-fault for the accident. Also, PIP insurance will cover other losses.

PIP insurance can cover the following expenses:

    --  Medical bills. PIP coverage will pay the medical bills of the
        policyholder and his passengers that got injured in an accident, no
        matter who was at fault. Just like any other coverage, PIP insurance has
        some caps. The amounts can vary by the state's minimum requirements or
        they can vary by plan. Policyholders are free to choose more coverage if
        they consider they need more protection.
    --  Lost wages. PIP insurance can provide coverage for lost income. This
        option will raise the costs of insurance and has some limits on how much
        the policyholder can get. Policyholders should think twice before buying
        this option if they already have a policy that covers lost wages.
    --  Funeral expenses. This option will help cover the expenses of a funeral
        in case of death due to a car accident. Policyholders should carefully
        analyze this option and check if this will be enough to cover all the
        expenses of a funeral.
    --  Important services. PIP coverage will reimburse the costs to hire people
        that will help the policyholder do his everyday chores. Normal chores
        like taking care of the child, vacuuming, washing dishes, mowing the
        lawn, dusting, or mopping the floors can be very hard to be done by
        persons that suffered severe injuries in a car accident.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

SOURCE Compare-Autoinsurance.org