What Is Distracted Driving and How Does it Influence Car Insurance Rates

LOS ANGELES, April 22, 2019 /PRNewswire-PRWeb/ -- Compare-autoinsurance.org has launched a new blog post that explains how distracted driving influences car insurance rates.

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    --  Distracted driving comes in numerous forms. Not surprisingly, young
        drivers are the ones more likely to be distracted while driving. Besides
        endangering drivers lives, distracted driving will also increase the
        overall costs for all drivers.
    --  Distracted drivers are making insurance companies to increase the costs
        of car insurance for everyone. The reason is simple: More accidents
        means more reimbursement to be paid by insurers. To compensate for their
        loses, companies will increase costs.
    --  U.S. drivers who are using their smartphones and other gadgets while
        driving are getting involved in more accidents because of it. The use of
        smartphones while driving has always been considered a safety issue.
        With the ever-increasing number of social media apps, smartphone
        addiction is now considered a social concern. Many states have begun to
        take measures, and they ban the use of smartphones completely while
        driving.
    --  Many surveys show that the majority of American drivers admit they are
        using their smartphones while driving. One survey has shown that 61% of
        drivers admitted they are using their phones while driving, while
        another study has shown an even higher percentage of 70% of drivers
        admitting using their phones while behind the wheel.
    --  Young drivers (age 16 to 24) have been observed manipulating electronic
        devices at higher rates than older drivers," the National Highway
        Traffic Safety Administration (NHTSA) reports, noting that 10% of
        drivers ages 15 to 19 involved in fatal crashes were distracted behind
        the wheel.

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SOURCE Compare-Autoinsurance.org