How Unemployed Drivers Can Save Money on Auto Insurance

LOS ANGELES, July 8, 2020 /PRNewswire-PRWeb/ -- Compare-autoinsurance.org has launched a new blog post that presents several measures unemployed drivers can take to get cheaper car insurance.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/how-to-find-cheaper-car-insurance-after-losing-your-job/

The current coronavirus outbreak has caused millions to lose their jobs. Many people are struggling to pay their rent and utilities, even though they have no income or they have to rely on an unemployment check. Car insurance might be one place where many can reduce their expenses.

Unemployed drivers who are looking to save money on car insurance should do the following:

    --  Contact the insurance provider. Many car insurance companies are
        offering discounts, refunds, bill payment flexibility, and other options
        as many drivers are struggling in these challenging times. Although most
        companies had resumed normal billing by the end of May 2020, they are
        still ready to help customers who are going through difficulties. The
        best solution for unemployed drivers is to contact them directly and let
        them know about their job status.
    --  Check the current policy. Keeping full coverage on an older vehicle
        while being unemployed is just a waste of money and unemployed drivers
        should avoid doing so at least until they get a new job. Raising the
        deductible to pay lower premiums is another great move drivers can make
        to save some money on car insurance. Most unemployed drivers are no
        longer required to make a commute and they have a reduced driving risk.
        For this reason, they should contact their insurers and ask for a
        low-mileage discount.
    --  Be safe on the road. While being unemployed, drivers should avoid
        getting a DUI, speeding ticket, or a moving violation on their driving
        records. By doing so, drivers will keep their premiums low.
    --  Maintain a good credit score. Not paying bills on time can backfire. The
        credit score is a major factor in how the rates are set in every state
        but California, Hawaii, and Massachusetts. Drivers with poor credit can
        pay nearly twice as much for the same policy as someone with excellent
        credit.
    --  Shop around. Don't pick the first option that looks good. Unemployed
        drivers should have plenty of time to check around and compare multiple
        quotes from different insurance companies.
    --  Look for discounts. Unemployed drivers who are also students can get a
        good student discount if they have good grades in school. Drivers who
        are moving to a work-from-home career or are driving little should look
        for providers who are offering pay-per-mile insurance policies. Also,
        drivers who already have homeowners, renters, condo, life insurance, or
        other insurance, should think about bundling all household policies with
        the same company to get a multi-policy discount.
    --  Install a telematics device. These policies usually use an
        under-the-dash plug-in device or smartphone app to check the driving
        habits. The acceleration, braking, distance, speed, route choice, and
        time of day can all affect the total savings. Not going back and forth
        to work five days a week should qualify unemployed drivers for a reduced
        rate.
    --  Apply and pay online for coverage. Buying car insurance on the internet
        can give the driver a discount. Also, drivers can get a slightly larger
        discount for electronic payments from their bank account rather than a
        credit card because of the lack of processing fees. Furthermore,
        unemployed drivers can save money by paying for the whole policy
        upfront.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

SOURCE Compare-Autoinsurance.org