Top 10 Effective Ways To Save Money On Auto Insurance Rates

LOS ANGELES, Dec. 14, 2019 /PRNewswire-PRWeb/ -- has released a new blog post presents 10 efficient ways to get lower car insurance prices.

For more info and free car insurance quotes, visit

Insurance expenses can rise to several thousand of dollars per year. It all depends on several factors, including the model of the vehicle, driving experience and history, coverage limits, annual mileage and so on. Drivers can get better rates if they:

    --  Bundle multiple insurance services using the same company. Bundling car
        insurance with homeowners/renters/condo insurance usually makes the
        policyholder eligible for a discount. When completing online
        questionnaires, the user is asked if he owns the home/apartment where
        he/she lives. If the user owns it, he will be provided with a bundle
        option. In some cases, a person can save as much as 20% simply by
        bundling coverage.

-- Check for multi-vehicle plans. Covering multiple vehicles under the same insurer will also be financially rewarding. Multi-vehicle plans also provide a discount. The value of the discount is directly proportional to the number of insured vehicles.

-- Conveniently adjust the deductible levels. The policyholder has the right to set the deductibles. The usually recommended value is $500, for both comprehensive and collision coverage. However, the policyholder can choose higher values, thus lowering the rates.

-- Full coverage is not recommended for older, less-valuable cars. If the car is older than 10 years, keeping full coverage is likely to make the owner overpay. Since a car's value diminishes over time, keeping full coverage for older cars is usually a mistake.

-- Keep a clean driving record. Whenever a person tries to obtain online quotes, he will be asked for claims and traffic violations in the recent 3-5 years. Traffic violations and accidents will not only increase premiums but can also determine a carrier to consider a client "high-risk" driver and eventually, drop him.

-- Buy a safe-to-drive car. Consider a car's safety rating before buying it. Look for annual crash-test ratings and NHTSA safety rankings. A safe car is cheaper and easier to insure.

-- Install extra safety and anti-theft devices. Investing in a car's safety will be greatly appreciated by insurance companies. Drivers can qualify for several discounts. Furthermore, installing car recovery systems will lower the comprehensive component of the premium.

-- Graduate a defensive driving course. The client will improve his driving skills and will get a discount. Many online questionnaires ask drivers (especially the young ones) if they have participated in courses provided by the local DMV or they are willing to participate in defensive driving classes.

-- Get only quotes every six months. It is recommended to get car insurance quotes at least once every 6 months and check the average premium costs. Being permanently aware of the average costs will help drivers decide if they stay with the same carrier upon renewal or not.

-- Pay-in-full. Paying for the whole coverage period will help drivers save around 10% on their insurance. Use online quotes and see how much it can be saved by paying for everything in advance. is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information and money-saving tips, please visit

SOURCE Internet Marketing Company