A New Article Explains How To Handle A Car Insurance Lapse

LOS ANGELES, Sept. 25, 2020 /PRNewswire-PRWeb/ -- Compare-autoinsurance.org has launched a new blog post that explains what is a car insurance lapse and how they can avoid these situations.

For more info and free quotes, please visit https://compare-autoinsurance.org/what-to-do-after-a-car-insurance-lapse/

It's not unusual for someone to forget to pay the car insurance premiums. Many persons are busy with their daily routines and jobs, and sometimes they forget that certain bills must be paid. However, the situation can get be bad for drivers that have a coverage lapse. Driving without insurance can be risky. Depending on the state laws, the penalties for driving without insurance can range from hefty fines to one year in prison.

Drivers who are having a coverage lapse should follow the next steps:

    --  Drivers that discovered they have a coverage lapse should contact their
        insurers immediately. In most cases, the driver has forgotten to pay the
        insurance. Nevertheless, the insurance provider will apply some rules
        and negotiate to reinstate coverage, even though the driver had no
        intention to not pay the premiums.
    --  Drivers that are having just a few days of coverage lapse can be easily
        reinstated to the same insurance carriers after they have paid their
    --  Drivers with long coverage lapses have different negotiations with their
        insurers. It depends on the insurance provider and some factors
        regarding the driver, if the insurance policy is to be reinstated or
        not. Drivers that have been with the same insurer for a long period of
        time and they are good drivers, have a higher chance or reinstating
        their policies on the same insurer. However, there are many drivers that
        need to look for a different insurance provider.
    --  There are different reinstatement procedures among insurance companies.
        Usually, the insurers will simply renew the previous policy. In some
        cases, the insurance company will impose the driver to apply for a new
        and costlier insurance policy. Also, these insurers will require the
        driver to provide an electronic payment method from where automatic
        monthly withdrawals can be done.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

SOURCE Compare-autoinsurance.org