Insurance Brokers Explain How To Switch Car Insurance Providers

LOS ANGELES, Feb. 6, 2019 /PRNewswire-PRWeb/ -- Carinsuranceplan.org has launched a new blog post that presents a step by step guide for switching car insurance companies.

Changing their insurance provider is a move that drivers have to analyze it carefully. There are many reasons for drivers to change their insurance company, from unfair premiums, up to rude and unsatisfactory customer support. Drivers that want to switch their carriers should consider following these steps:

    --  Deciding when to make the move. The ideal time for switching carriers is
        three to four weeks before policy renewal. This will guarantee the
        policyholders have enough time to find a policy and to qualify for an
        early shopper discount.
    --  Buy a new policy before canceling the old one. Insurance gaps can be
        costly, not only when drivers have accidents, but also if their state's
        laws penalize registered cars without continuous coverage.
    --  Policyholders should consider the important life changes. Drivers can
        change their insurance carrier at any time, but some changes in their
        lives can make the switch to happen earlier. Important life events, like
        getting married, moving to a better neighborhood, or the purchase of a
        better safer vehicle can make the policyholders save money on their
        premiums.
    --  Acknowledge the consequences. Some insurers will charge the
        policyholders an early cancelation fee. If they stayed with the same
        insurer for some years, and they decide to cancel their policy, drivers
        will lose their loyalty discount. Some insurance carriers will offer
        discounts for new drivers, and a part of the loses that are incurred by
        switching providers can be compensated.
    --  Drivers should consider canceling their old policy in writing. Their old
        insurance company may ask for the new policy number so that the
        authorities will know they are continuously covered.
    --  Confirm cancelation and ask for a refund. Policyholders should make sure
        their old insurance company confirms the cancelation. Otherwise, the old
        insurance company will automatically renew their policy and cancel them
        for nonpayment. Policyholders can get a refund for their unused premium
        if they cancel early.

For additional info, money-saving tips and free car insurance quotes, visit https://carinsuranceplan.org/

Carinsuranceplan.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

SOURCE Carinsuranceplan.org