Ten Effective Ways That Will Help Drivers Lower Car Insurance Rates

LOS ANGELES, March 10, 2019 /PRNewswire-PRWeb/ -- Carinsurancehints.com has released a new blog post that presents several tips that will help drivers get cheaper car insurance

For more info and free quotes, please visit https://www.carinsurancehints.com/10-ways-to-make-car-insurance-cheaper/

Drivers should understand that many rating factors are under their control. By making smart choices, they will get better prices. Insurance companies recommend the following:

    --  Bundle policies. Policyholders who combine car insurance with home,
        renters or life insurance will receive a significant discount. The value
        of the discount varies by carrier.
    --  Purchase a multi-vehicle plan. Having all owned vehicles under the same
        contract will help drivers get better premiums than insuring them
        individually. The value of the discount increases with the number of
        insured vehicles.
    --  Adjust deductibles. Increasing the deductibles will help drivers get
        cheaper full coverage. Make sure to adjust deductibles to a maximum sum
        that can be paid anytime.
    --  Drop full coverage on older cars. If the car is older than 10 years,
        keeping full coverage will make the owner overpay for coverage. A car's
        value usually decreases over time.
    --  Keep a clean driving record. Avoiding traffic violations and accidents
        is a good way to keep premiums under control. Seek ways to expunge older
        traffic violations. Insurance companies offer a no claim bonus for every
        year in which the driver did not commit or has been involved in an
        accident.
    --  Drive a safe car. A car with a good safety rating will be easier and
        cheaper to insure. Look for annual crash-test ratings and NHTSA safety
        rankings.
    --  Install extra safety and anti-theft devices. This will improve the
        safety rating and will significantly lower the comprehensive car
        insurance premiums. Plus, it will help police officers recover the
        stolen cars.
    --  Enroll in a defensive driving course. Insurance companies can offer or
        suggest a defensive driving course. The client will improve his driving
        skills and will get a discount.
    --  Scan the insurance market periodically. It is recommended to get car
        insurance quotes at least once every 6 months and check the average
        premiums costs. Being permanently aware of the average costs will help
        drivers to avoid overpaying. Some insurance companies practice a
        marketing tactic called "price optimization".
    --  Pay-in-full. This will help the insurance company get rid of some
        administrative costs and it will provide cheaper premiums.

For more car insurance info, money-saving tips and free online quotes, please visit http://www.carinsurancehints.com/

Carinsurancehints.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

SOURCE Carinsurancehints.com