Useful Tips for Drivers Who Are Dealing with Auto Insurance Claim Adjusters

LOS ANGELES, July 3, 2019 /PRNewswire-PRWeb/ -- Auto-car-insurance4.info has launched a new blog post that presents a useful guide for drivers that are required to negotiate with an auto insurance claim adjuster.

For more info and free quotes, please visit https://auto-car-insurance4.info/steps-for-negotiating-with-a-claim-adjuster/

After a car accident, the insurance company will dispatch a claim adjuster to investigate and settle the case. It is important for drivers to know how to negotiate a claim with the claim adjuster.

In order to be better negotiators, drivers should follow the next tips:

    --  Decide to a minimum settlement. Before having the first talks regarding
        the claims with their adjusters, drivers should settle to a minimum
        amount. That minimum amount is only in the policyholder's head and it
        should never be disclosed to the adjuster. By doing so, drivers will be
        prevented from making a rush decision if the adjuster is having a "take
        it or leave it" approach.
    --  Wait for the first offer. If the adjuster's first offer is close to the
        minimum settlement the driver is willing to accept, then that means the
        adjuster has more money to negotiate. In this case, the drivers are
        advised to raise the minimum amounts they are willing to accept.
    --  Never take the first offer. This is a dumb thing to do. The claims
        adjusters will offer their lowest settlements first. They do that to
        find out if the policyholder knows how much his claim is worth and see
        if he's desperate to settle the claim quickly.
    --  Ask the adjuster to justify his low offer. If the offer is too low, then
        the policyholder should demand an explanation from the adjuster. After
        hearing the explanation, the policyholder should analyze if there are
        things that he overlooked when he settled for a minimum amount. If so,
        the policyholder should lower his claims.
    --  Gradually decrease the settlement. To show that they are willing to
        negotiate, drivers should decrease their claims with 10-20%.

For additional info, money-saving tips and free car insurance quotes, visit https://auto-car-insurance4.info/

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SOURCE Auto-car-insurance4.info