What Car Insurance Claims Adjusters Do and When Drivers Need One?

LOS ANGELES, July 25, 2019 /PRNewswire-PRWeb/ -- Cheapquotesautoinsurance.com has launched a new blog post that explains what are claims adjusters and how they can help drivers in a car insurance claim.

For more info and free online quotes, please visit https://cheapquotesautoinsurance.com/what-are-car-insurance-claims-adjusters-and-what-they-do/

Claims adjusters are the persons sent by car insurance companies to investigate the claims made by policyholders and to negotiate settlements. In many cases, the claims adjusters will be in a position to offer explanations for denying a claim or for the amount they offer for a settlement.

Drivers that need a claims adjuster should know the following about them:

    --  Claims adjuster investigate the claims made by policyholders. Claims
        adjusters are required to investigate the incidents where the
        policyholders' vehicles were involved. The claims adjuster will
        determine who was at fault, if the incident is covered, or if it's an
        insurance fraud attempt. Car insurance frauds are quite common. One of
        the most common types of insurance fraud is to arson an insured older
        vehicle. In this type of frauds, a claims adjuster will travel to the
        place where the incident happened and will start to investigate. The
        claim will be denied if the claims adjuster reaches to the conclusion
        that the incident is an insurance fraud attempt.
    --  They work for the insurance companies. The majority of claims adjusters
        are working for an insurance company, so it's no wonder that sometimes
        they protect their insurers' interests by not paying claims or by paying
        claims of a lesser value than what they should. In some cases, claims
        adjusters will have to protect the reputation of their insurers, by
        paying a claim they initially denied. No insurance provider wants bad
        publicity, and a customer that is not satisfied by the settlement and is
        willing to fight can bring a lot of bad publicity. Not all adjusters are
        employed by the insurers. Some are just contractors that are sent to
        negotiate on behalf of a company.
    --  Not all claims adjusters are bad. Despite what everyone thinks, not all
        claims adjusters will deny or underpay claims. Claims adjusters are
        salaried people that have no financial interest in the outcome of a
        claim. Many good claims adjusters are trying to help people that are in
        great need. Nevertheless, claims adjusters need to follow a strict claim
        process.

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